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With a superb Mount Pleasant location, you may never want to leave this beautiful custom-built home with an inviting wrap-around porch, which beckons coffee in the morning or entertaining in the evening with friends! This house speaks quality--hardwood floors throughout, solid wood interior doors, custom features and trim package including chair rail and crown moulding, and pre-wired for surround sound in family room and bonus room/fourth bedroom. From the Foyer, you will see the separate Dining Room on the right and then proceed straight back to the Family Room, which has a lovely fireplace with gas logs encased with a detailed mantle. Built-in bookcases and dining area complete the Family Room. The newly renovated kitchen is lovely and well-appointed with plenty of freshlypainted cabinets adorned with new hardware; new Samsung Bespoke smart appliances (electric range, microwave, dishwasher and WI-FI refrigerator). Imagine being able to watch TV or check the weather news on your refrigerator door! Quartz countertops and white subway tile complete the Lowcountry charm of this kitchen. There is also bar seating in the kitchen, and a powder room on the first floor. Proceeding upstairs, which has been been upgraded with hardwood flooring, there is a nice hallway for ease of entry to all bedrooms and bonus space or fourth bedroom. The Primary suite is spacious with a tray ceiling and walk-in closet with shelving. Having just renovated the primary suite bath, it is quite the oasis with a large shower, inviting tub, dual vanities, and linen closet. The newly installed white tiled shower and tile tub surround look sleek and fresh. There are two secondary bedrooms and large bath down the hall. You will find a large bonus room which has a large closet, shelving, etc. This is truly a flex space, and plenty of room to set it up as you choose! Having ample storage closets and an attic which has a pull-down stairway, you will not be disappointed for your storage needs. Have I mentioned the beautifully landscaped yard?!! This is a mature landscaped yard with beautiful trees and shrubs surrounded by flowers and many fruit trees. Two bee hives produce amazing honey, but they are going with the Sellers! To keep it all looking refreshed, a timed irrigation system is in place. Besides the nicely manicured side yards and front yard, an enclosed wooden fence with two gates surrounds the back yard. In addition, a 19 x 11 wood deck with plenty of room for seating or dining overlooks the yard. To the right side is a patio with additional seating and room for potting plants, fire pit, etc. Last but not least, the attached garage is an oversized two-car garage with large built-in storage shelves, a service door to the backyard and two insulated garage doors with remotes. This is a must see as garages are often overlooked as an after thought but this is a usable garage both for vehicles, storage, extra refrigerator, etc. I must mention that the location is truly stellar in that it is located in the heart of Mount Pleasant within walking distance to elementary school and high school. Grocery stores, restaurants, public library, shopping, beaches and downtown are just short distances away! The Arthur Ravenel bridge leading to downtown is close by and has a walking lane as well as a bicycle lane. Boating is also easy with many public boat ramps and storage nearby. This property has it all!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $864,000 | $864,000 | $864,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,250 | $5,532 | $7,526 |
Total Monthly Payment | $5,375 | $5,657 | $7,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.