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234 Robert Street, Montgomery, NY, 12549 | $400,000
A great value still exists in this market! Welcome home to the village of Montgomery and your chance to be the third owner of this spacious raised ranch. Solidly built and enjoyed by the same family for nearly 49 years but awaiting your vision and modern updates to make it your home, sweet home. The main level features hardwood floors and a comfortable layout with a bright living room that flows into the dining room where sliders lead to deck. The kitchen offers a retro, yet fully functional, eat-in space ready for a creative refresh. The primary bedroom includes a private half bath, with two additional bedrooms and a full hall bath completing the main floor. Find flexibility to suit your needs on the lower level complete with family room with fireplace, large guest room and bonus space to suit your needs for extended living, work from home or hobby area. Fenced backyard is uniquely large for a village lot and the home is situated in a desired neighborhood setting. One car garage and oversized driveway ensure there is no shortage of off street parking. Natural gas, municipal water, sewer and sanitation in a prime setting to stroll to quaint shops, restaurants, year round events and all that this historic village has to offer. The home is being sold "as is" but don’t miss your opportunity to own a home with solid bones, abundant potential and an unbeatable location in the Valley Central school district!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Laundry Room
- Style: Raised Ranch
- Year Built: 1971
- Garage: 1-car
- Heating: Baseboard
- Cooling: None
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,176
- Acreage: 0.28
- Est. Taxes: $9,117
- Lot Desc: Back Yard, Level, Near School, Near Shops, See Remarks
- Elem. School: Montgomery Elementary School
- Middle School: Valley Central Middle School
- High School: Valley Central High School
- School District: Valley Central (Montgomery)
- Appliances: Dryer, Refrigerator, Washer
- MLS#: 857333
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/857333/234robertstreet_montgomery_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
234 Robert Street, Montgomery, NY, 12549
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $760 | $760 | $760 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,996 | $2,102 | $2,679 |
| Total Monthly Payment | $2,831 | $2,937 | $3,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535