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Welcome to this beautifully updated home in the heart of West Islip, where modern comfort meets timeless appeal. As you enter through the front door, you’re greeted by a spacious formal dining area with vinyl flooring, recessed LED lighting, and a convenient coat closet, creating an inviting atmosphere. The open-concept layout flows seamlessly into the kitchen, featuring tile flooring, ample cabinet space, a gas stove, and a cozy eat-in area with barstool seating. Andersen windows offer a clear view of the backyard, while recessed lighting adds warmth to the space. The laundry area, with newer washer and dryer, also provides additional storage space currently used as a pantry—perfect for extra essentials. The versatile family room, previously used as a bedroom, is filled with natural light thanks to Andersen windows, and features double-door closets and wall-to-wall carpeting, offering endless possibilities for use as a guest room, office, or additional living space. The first bathroom features elegant granite countertops, a combination tub and shower, and a window for excellent ventilation. The first bedroom is spacious and bright with two Andersen windows, generous closet space, vinyl flooring, and LED recessed lighting. The second bedroom offers similar features, with Andersen windows and LED lighting throughout, and is ideal for a growing family or home office. Detached 2-Car Garage with Gas Heat. This versatile garage offers excellent potential for rental income, a home gym, or a workshop. A car lift is included—perfect for car enthusiasts. The space also features an attic with overhead storage, providing plenty of additional room. Well-maintained and ready for use. Upgrades abound in this home, including a roof that’s about 15 years young, Andersen windows approximately 10 years old, and a newer 200-amp electrical panel. Both the HVAC system and hot water tank have been replaced within the past 2 years, ensuring efficient comfort and reliability. The driveway is only 4 years old and freshly sealed, with a 4-year-old exterior and PVC fence for added privacy. Additional improvements include a washer and dryer that’s only 4 years young and a refrigerator that's 1. 5 years old, making this home move-in ready and equipped with modern conveniences. EXCLUDED FROM SALE IS THE DEEP FREEZER IN GARAGE, DINING ROOM TABLE, BIN RACK IN GARAGE, WORK BENCH AND ALL GYM EQUIPMENT.
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,009 | $3,164 | $3,985 |
Total Monthly Payment | $3,949 | $4,104 | $4,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.