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Welcome to your Florida retirement dream! This stunning MAGNOLIA Model saltwater POOL HOME is located on a desirable corner lot in the sought-after 55+ Gated Golf Community of Spruce Creek South, just minutes from The Villages.
Thoughtfully upgraded and move-in ready, this 3-bedroom, 2-bath home features: ROOF (2024) • HVAC (2017) • SOME NEW APPLIANCES (2025) REFRIGERATOR, STOVE • DISWASHER (2023) • WINDOWS (2020) • FULLY PAID SOLAR PANELS POWERING THE COMPLETE HOME!!! FOR THE NEW OWNER TO ENJOY THE BENEFITS– AVERAGE ELECTRIC BILL IS APPROXIMATELY ABOUT $50 A MONTH! Enjoy your Saltwater Pool (16x27) with NEW salt cell installed 2023 AND NEW MAINTAINED PUMP AND NEW TIMER AND SKIMMER .
Take Note: Average electric bill: Approximately $50/month and Average water/septic bill: $45/month and you have a pool and irrigation system.
Step inside to a bright, elegant interior with: Granite countertops in kitchen & baths Stainless steel appliances
Tile flooring throughout main living areas, laminate in bedrooms
Plantation shutters, solar tube, and high ceilings for an airy, sunlit space
Remodeled primary bathroom for a touch of spa-like modern luxury ambiance.
Enjoy year-round Florida living in the enclosed lanai overlooking the sparkling pool – perfect for relaxing or entertaining. The kitchens eat-in nook and pass-through window add functionality and charm are a chef's dream. Some of the Furniture may be negotiable ask your agent for more details – don’t miss this opportunity to enjoy Central Florida living!
Practical upgrades include:
Insulated garage door
Motorized privacy garage screen door
Oversized utility sink
Garage utility door
As part of Spruce Creek South, enjoy golf, recreation, yearly club events with food and music, dining, and social events. With golf-cart access to nearby The Villages and many shops, you’ll have everything you need just minutes away—Banks, Retail shopping, Supermarkets Food Shopping, Hospitals, Specialty medical Facilities, Spas, restaurants, recreational shops, and diverse entertainment, and remember to keep in mind you are very close to The Villages which is a popular destination here in our area ask your realtor for more information. Call today for your virtual or in person tour and start enjoying Florida Living. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$368,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,120 | $295,120 | $295,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,841 | $1,939 | $2,451 |
Total Monthly Payment | $2,130 | $2,228 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.