|
Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 46 Richmond Dr, Palm Coast, FL 32164!! Spacious, Updated Brick Home with New Roof and Flexible Layout! Solidly built in 2005, this 4-bedroom, 2-bath brick home offers a generous 2, 157 square feet of living space on a beautifully landscaped . 23-acre lot with mature trees. Inside, a split floor plan provides privacy for the primary suite, while multiple living areas give everyone space to spread out. The interior features a formal living room, formal dining room, a huge family room, and a breakfast nook just off the kitchen—ideal for everything from quiet mornings to lively gatherings. Vaulted ceilings, an open layout, and abundant windows fill the home with natural light and create a truly bright, airy atmosphere. The kitchen offers a central workspace that connects seamlessly with the main living areas, while the overall floor plan balances openness with functionality. Major updates have already been handled: a new water heater and AC system (2024) are in place, and the seller will install a brand-new roof in the buyer’s name before closing, complete with a transferable warranty. The epoxy-coated garage floor adds a clean, finished touch to the spacious 2-car garage. With no HOA, no CDD, and no flood zone, this is a low-maintenance home with no added fees or restrictions. Spotlessly clean and move-in ready—this is a property where everything’s been taken care of, inside and out. Reach out and schedule your private showing ASAP!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,793 | $1,861 | $2,361 |
Total Monthly Payment | $2,263 | $2,331 | $2,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.