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This 4 bedroom, 2. 5 bath home was built in 1965 although you would not know it with all the upgrades over the years, including new roof, well and exterior paint in the last 2-3 years. Enjoy a large family room on one side of the house and a formal living room on the other side. Both with wood fireplaces. There is a large kitchen and eating area as well as a formal dining room. Hardwood floors throughout except the kitchen, (laminate). There are 2 finished rooms in the basement as well as the laundry room. The screen porch oversees the very large back yard that is fenced in. On the back patio enjoy the hot tub that you can use the stairs to enter, not having to climb in! Don’t worry about loosing power, there is an auto stand buy generator that supplies a lot of the home. The large 2 car garage is very neat and clean with a suspended ceiling. Showings begin Sat 5/10/25 at 12;00 noon
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,800 | $423,800 | $423,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,679 | $2,784 | $3,548 |
Total Monthly Payment | $3,358 | $3,463 | $4,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.