412 EMERALD COVE LOOP, Lakeland, FL, 33813 | $350,000

Welcome to 412 Emerald Cove Loop, a beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage offering a move-in-ready experience in the heart of South Lakeland. Designed with a desirable split bedroom floor plan, this residence is flooded with natural light from multiple windows thoughtfully positioned throughout the main living areas. Step inside to a spacious living room featuring ample space for a formal dining area or a home office, complemented by an A-frame ceiling with decorative inset walls that add a touch of elegance. The kitchen overlooks the living room and dinette area, boasting bar seating at the countertop and a partial butcher block surface for added character. The light cabinetry pairs perfectly with the subtle blue-tiled backsplash, infusing charm and warmth into the space. The primary suite is a serene retreat, accessible through mirrored French doors and complete with a walk-in closet featuring a custom organizing system. The en suite bathroom includes a dual sink vanity, a tiled step-in shower, and a relaxing garden tub. Sliding glass doors provide direct access to the screened lanai, where you can unwind while enjoying views of the spacious, privacy-fenced backyard. The opposite side of the home houses two additional bedrooms of similar size, sharing a well-appointed guest bathroom. The front bedroom is a standout with its large curved window and vaulted ceiling, creating a cozy and inviting atmosphere. Luxury laminate flooring extends throughout the home, paired with neutral interior paint shades that enhance the overall ambiance. The laundry room comes fully equipped with a washer and dryer, as well as shelving for convenient storage and décor. Outside, the tiled and screened lanai provides the perfect spot to relax and enjoy the Florida weather, complete with a peaked ceiling for added comfort. The backyard is spacious and fully enclosed with a privacy fence, ideal for outdoor activities or relaxing in your private oasis. Additional features include a roof that is only 3 years old and an air conditioning system also installed 3 years ago, providing peace of mind and energy efficiency. The front walkway is beautifully pavered, creating a welcoming entrance and offering space for a cozy bench seating area near the front door. Located in the sought-after neighborhood of Emerald Cove, this home is conveniently situated near South Florida Avenue, providing quick access to shopping, dining, and the Polk Parkway for easy commuting. Schedule your private showing today and make this beautiful property your new home!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,546
  • Acreage: 0.17
  • Est. Taxes: $3,814
  • HOA Fee: $150 Quarterly
  • Lot Desc: Cleared
  • Elem. School: Scott Lake Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High
  • Pet Policy: Yes
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: L4952740
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/L4952740/412emeraldcoveloop_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 5:09:44 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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412 EMERALD COVE LOOP, Lakeland, FL, 33813

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.172% 7.154% 6.172%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,793 $1,861 $2,344
Total Monthly Payment $2,186 $2,254 $2,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.