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Welcome to this beautifully maintained 1880’s Cape nestled in the heart of Fairfax. Brimming with charm and thoughtfully updated, this home offers 2 spacious bedrooms, 1 large bathroom, and a versatile bonus room—perfect for a home office, guest space, or playroom. Step into the expansive mudroom, offering plenty of storage and a warm welcome into the home. The updated kitchen features modern finishes while honoring the home’s original character, and seamlessly connects to the living area, ideal for easy entertaining. Just around the corner, you'll find a bright, oversized bathroom and convenient first-floor laundry hookups. The oversized primary bedroom, second bedroom, and bonus room make up the second floor. Outside, enjoy the fully fenced yard, perfect for pets, gardening, or relaxing with friends and family. A large garage provides ample room for storage, hobbies, or a workshop. Located in an ideal Fairfax setting, you'll enjoy small-town charm with unbeatable access to nearby amenities and destinations—just 15 minutes to St. Albans, 20 minutes to Essex and Smugglers’ Notch, and 30 minutes to Burlington. Don’t miss this opportunity to own a piece of Vermont’s history, thoughtfully updated for today’s lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,391 | $1,445 | $1,842 |
Total Monthly Payment | $1,788 | $1,842 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.