4540 SEAIR LANE, Captiva, FL, 33924 | $1,950,000

Welcome to 4540 Seair Lane—an extraordinary Key West-style retreat built in 2021, perfectly positioned on Upper Captiva Island’s private airstrip. Designed for discerning buyers who value both refined living and adventurous access, this elevated luxury home offers a rare opportunity for pilots and island enthusiasts alike. Accessible only by boat, ferry, or private aircraft, Upper Captiva is a hidden gem where pristine beaches, unspoiled nature, and ultimate privacy define the lifestyle.

This stunning three-bedroom, three and a half-bathroom residence was expertly constructed on pilings with a metal roof and impact-resistant windows and doors, ensuring strength, safety, and peace of mind. The living space remained untouched by recent storm surge events, a testament to its thoughtful design and elevation. Inside, vaulted ceilings and a striking clerestory window system flood the home with natural light, creating a bright, breezy ambiance that complements its coastal surroundings. Expansive Gulf and bay views can be enjoyed from the open-air balcony and patio—ideal for relaxing or entertaining guests.

The chef’s kitchen is equipped with high-end appliances, including a propane-fueled range with grill, double oven, and a sleek hood—tailor-made for culinary enthusiasts. Each of the three spacious bedrooms features its own private en-suite bath, offering comfort and privacy for residents and guests. Outdoors, a heated saltwater pool and spa invite relaxation, enhanced by a fully automated system controllable remotely via smartphone app—perfect for preparing the perfect soak before you arrive. The pool deck is finished with elegant pavers, while the composite decking on the screened porch and upper balcony offers durability and low maintenance in key outdoor living spaces. Down by the pool, a sandy beach lounge area and an undercover recreation space provide the perfect setting for island-style entertainment and relaxation. A built-in fire table adds ambiance for cozy evenings under the stars.

Located just 650 feet from the Gulf of Mexico, this home offers both convenience and tranquility. It offers front-row seats to some of Florida’s most breathtaking sunsets. Each evening, the sky transforms into a vibrant canvas of oranges, pinks, and purples, casting a golden glow over the shoreline and surrounding palm trees. Whether you’re swimming, sunbathing, or strolling the shore, the beach is always within reach.

For investors, this property doubles as a proven income generator with a successful short-term rental history and records available upon request.

4540 Seair Lane is more than a home—it’s a lifestyle. A rare find for American and international buyers alike, it combines modern luxury with island seclusion and aviation access. Discover the ultimate island escape on Upper Captiva, where every detail is elevated, and every arrival feels like a getaway.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 100 x 105
  • Laundry: None
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,315
  • Acreage: 0.24
  • Lot Size: 100 x 105
  • Est. Taxes: $15,989
  • Lot Desc: Flood Insurance Required, Landscaped
  • Pool: Child Safety Fence, Heated, Other, Salt Water
  • Appliances: Dryer, Microwave, Other, Range, Refrigerator, Washer
  • MLS#: A4651450
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4651450/4540seairlane_captiva_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 9:09:26 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4540 SEAIR LANE, Captiva, FL, 33924

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $1,332 $1,332 $1,332
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,479 $9,989 $13,589
Total Monthly Payment $10,936 $11,446 $15,046

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.