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Completely renovated, turnkey studio with bright western exposure on a high floor at the desirable John Adams cooperative. A perfect starter home, pied-a-terre, or full time residence, it enjoys a built-in Murphy Bed for flexibility (queen sized). The apartment has white oak herringbone floors, an open kitchen with white granite countertops and a marble backsplash, and appliances by Bertazzoni, GE Profile, and Liebherr. The bathroom has Calcutta Gold marble throughout, Grohe fixtures, and a Toto toilet. The storage space also rivals any one bedroom, with a customized closet and enough space for a home office. This perfectly rendered apartment is in one of the most desirable co-ops in the West Village! Living here is enjoyable and easy. The John Adams features full time doormen, porters, handymen, live-in super, elevators, and a gorgeous rooftop deck. Building has a large laundry room in the basement and a parking garage is attached (additional cost). Gifting & pieds-a-terre are allowed (sorry, no co-purchasing or parents buying for children). Sublets allowed for 2 out of every 5 years. Pets are allowed too.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,057 | $3,851 |
Total Monthly Payment | $3,000 | $3,149 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.