145 20TH AVENUE SE, St. Petersburg, FL, 33705 | $495,000

Charming Home in Old Southeast, St. Petersburg . Bottom floor has private access to a full studio, allowing for additional $1, 500+/month rental income. Homes in this neighborhood are selling for $1. 5m+

Location:

Nestled in the heart of the Old Southeast Neighborhood, this 4 bedroom, 2 bathroom single-family home is a gem awaiting your discovery. Great for working from home as there is a separate home office on the property. Situated near the picturesque Lassing Park and just over a mile from vibrant Downtown St. Petersburg, this property offers the perfect blend of tranquility and urban convenience.

Neighborhood:
The Old Southeast Neighborhood is renowned for its eclectic mix of historic homes, mid-century marvels, and modern builds, making it a unique and desirable artist enclave. This community is famous for its beautiful hexagon-block sidewalks, brick roadways, and lush tropical landscapes, including palm trees and laurel oaks. The area is home to a dynamic community of creatives, with numerous local art studios and a thriving arts scene.

Property Features:
Historic Charm: This charming home, built in the early days of the neighborhood, boasts original character and quirks.

Spacious bedrooms with natural wood floors and ample natural light. The kitchen and bathroom were recently remodeled.

Unique Details: The property retains many of its original features, including original wood floors, adding to its historic appeal.

Outdoor Space: Enjoy the beautiful waterfront views of Tampa Bay from nearby Lassing Park, a 12. 5-acre park with spectacular sunrises.

Community:
Artist Enclave: Be part of a vibrant community where artists live, create, and showcase their work. The Old Southeast Neighborhood Association hosts various events, including the annual Artist Enclave Tour.

Local Amenities: Very close to the Old Southeast Market and The Chattaway restaurant and bar, ensuring you have access to local eateries and shops.

Downtown Access: Just a short drive or walk to Downtown St. Petersburg, where you can enjoy a variety of restaurants, shops, and waterfront attractions.

Why This Home?
This property is a rare find for anyone seeking a historic home with character, nestled in a charming and culturally rich neighborhood.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 140
  • Laundry: Laundry Room
  • Year Built: 1925
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,886
  • Acreage: 0.16
  • Lot Size: 50 x 140
  • Est. Taxes: $8,637
  • Lot Desc: Oversized Lot
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: TB8383415
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8383415/14520thavenuese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 4:10:05 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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145 20TH AVENUE SE, St. Petersburg, FL, 33705

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $720 $720 $720
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,503 $2,601 $3,315
Total Monthly Payment $3,298 $3,396 $4,110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.