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One or more photo(s) has been virtually staged. Summerwood 2/2/Office with 3 Car/Tandem Extended Garage and Whole House Generator on Premium Cul-De-Sac / Conservation Lot, located in the Vista Lago neighborhood of Del Webb Orlando's Active 55+ Community, just 218 steps to Pickle Ball Court and 455 Steps to Gym Door at the private Montecito Clubhouse. Stacked stone and covered front entry with 8FT full lite front door opens to a 500+ SF central living area with tile-on-point floor and a wall of glass pocket doors to an east-facing under-roof screened lanai overlooking a tree-lined HOA-owned protected squirrel habitat. Eat-in kitchen has solid wood staggered cabinetry with crown moulding, Kitchen Aid stainless-steel appliances, 5-burner natural gas range, granite, tile backsplash, pantry, recessed and pendant lighting over extended curved breakfast bar island and adjacent formal dining area. Primary en suite bedroom has pocket door entry to private bath with water closet, comfort height dual sink vanity, walk-in and linen closets. French doors to Office with engineered hardwood floor. Guest room has adjacent bath and linen closet. Laundry has built-in cabinets, utility sink and pedestal washer/dryer. Solid surface floors, Hunter Douglas custom window treatments and 9 FT ceilings throughout. Garage has 4 FT extension and tandem parking on left, epoxy floor, MyQ opener with keypad, scuttle attic access and is pre-plumbed for a water softener. EFL Gold requirements energy package includes foam-filled block walls & fresh air ventilation. In-wall Taexx system and in-ground Sentricon system. Landscape curbing and rubber mulch. Reclaimed water for irrigation. List of Included Furnishings in attachments. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. Del Webb Orlando has a one-time $1, 500 capital contribution. $277 monthly Del Webb Orlando HOA fee provides exclusive access to the HOA-owned 30, 000 SF Montecito clubhouse with indoor & outdoor heated pools, hot tub, fitness center, walking track and pub. Pickle ball, bocce and tennis courts, dog parks, play ground and sidewalks. $425 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Del Webb Orlando is a 55+ community with full-time lifestyle directors, located in Ridgewood Lakes gated community with miles of walking & biking trails and adjacent to 18-hole White Heron Golf Club, privately owned and open to the public. Shopping, Disney & Central Florida entertainment nearby, easy access to I-4, medical facilities, airports and Sunrail Station. Advent Health hospital 3 miles away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,126 | $2,678 |
Total Monthly Payment | $2,351 | $2,429 | $2,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.