13612 11TH TERRACE E, Bradenton, FL, 34212 | $585,000

Nestled on a premium cul-de-sac lot in the desirable community of Mill Creek, this charming 3/2/den home is sure to please! Cathedral ceilings and pocket sliders spanning the back of the home open to the nearly 3/4 acre, fully fenced lot overlooking a preserve for peace and privacy.

Beautifully set back on the spacious lot, a welcoming front porch leads you inside to vaulted ceilings, freshly painted walls, and elegant plantation shutters. The exterior was painted in 2022 and A WHOLE HOUSE KOHLER GENERATOR and 500 gallon propane tank were added in 2023!

The spacious kitchen features above and below cabinet lighting, a tile backsplash, and a breakfast nook with wainscoting accents, overlooking the spacious lanai and backyard. Entertain with ease in the formal dining room and create a comfortable workspace in the den that is complete with French doors.

The living room includes a stone-surround wood-burning fireplace and a wall of sliders that open to the expansive lanai—perfect for relaxing or hosting guests. Enjoy the huge fenced backyard for pets, play, and outdoor living. A long driveway leads to a gated fence, perfect for boat or RV storage!

The primary ensuite boasts two walk in closets and offers an extended tiled shower and double vanity. The second bathroom also includes a double vanity and services two spacious bedrooms.

All of this comes with low HOA fees in a mature community of large lots and a variety of architectural styles providing exceptional value. If you are looking for a home with character and a community that steps out of the cookie cutter template, schedule your private tour today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.64
  • Est. Taxes: $2,286
  • HOA Fee: $489 Annually
  • Elem. School: Gene Witt Elementary
  • Middle School: Carlos E. Haile Middle
  • High School: Lakewood Ranch High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4647501
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/A4647501/1361211thterracee_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2025 4:40:26 AM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13612 11TH TERRACE E, Bradenton, FL, 34212

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,958 $3,074 $3,918
Total Monthly Payment $3,240 $3,356 $4,200

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.