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Discover the perfect blend of comfort, convenience, and style in this beautifully maintained 4-bedroom, 2-bathroom ranch. Situated on a meticulously landscaped lot, this home is a true gem for those who love both indoor and outdoor living. Step inside to a warm and inviting layout featuring a large family room—perfect for gatherings, movie nights, or relaxing with loved ones. The heart of the home flows effortlessly into the kitchen and dining area, making entertaining a breeze. No need to worry about steps with first floor laundry. The roof, windows and siding were all upgraded approximately ten years ago. Outside, enjoy your own private retreat with an expansive back deck overlooking the lush, manicured yard. Whether you're hosting a summer barbecue, sipping morning coffee, or unwinding after a long day, this outdoor space is made for memory-making. Commuters will love the unbeatable location—just minutes from the highway, offering quick and easy access to major routes and shopping while still enjoying the peace and quiet of a residential neighborhood of Putnam County, ranked the 8th safest county in the country. Whether you're a first-time buyer, or someone looking to downsize without compromising space, this home checks all the boxes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $997 | $997 | $997 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,654 |
Total Monthly Payment | $3,834 | $3,979 | $4,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.