5 Winter Street, Montpelier, VT, 05602 | $699,000

Discover a lovingly updated 1855 farmhouse in Montpelier's coveted Meadow neighborhood. This 5-bed, 3-bath gem blends historic charm with modern luxury. Soaring ceilings and large closets complement light-filled rooms. A formal foyer boasts antique cabinets. The gourmet kitchen features an AGA range, double farmhouse sink, soapstone counters, a large island, ample cabinets, and a walk-in pantry with custom shelves and built-in drawers. Enjoy meals in the dining room with custom cherry bookshelves and large picture windows. A Harman wood-pellet stove adds warmth. The home offers a first-floor bedroom with an en-suite 3/4 bath. Upstairs, find a cozy reading nook. A large mudroom provides a built-in bench, extensive storage, and a propane stove. Convenience includes a laundry chute from the upstairs full bath. Outside, a fully fenced backyard and a wooden shed await. Relax on the long covered porch with new decking. A standout feature is the large, well-lit room above the garage, currently a family room but perfect as a studio or office, plus an adjacent finished attic bedroom with en-suite half bath. This upstairs space could easily become a separate mother-in-law apartment. A 2024 survey ready for potential ADUs. Late 19th-century Sandborn maps confirm this as an original Meadow home. Short distance to downtown shops, restaurants, schools, the library, State House, and Hubbard Park. Open House: Saturday, May 10, 2025, 11am - 1pm. Don’t miss this unique opportunity!

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: Cape,New Englander
  • Year Built: 1855
  • Garage: 1-car Garage
  • Heating: Multi Fuel,Oil,Hot Water,Multi Zone,Radiant,Radiator,Steam,Stove - 3,Stove - Gas,Stove - Pellet
  • Cooling: None
  • Basement: Full,Gravel,Stairs - Interior,Storage Space,Unfinished,Interior Access
  • Approx Sq. Feet: 2,929
  • Acreage: 0.2
  • Est. Taxes: $11,982
  • Lot Desc: Landscaped,Level,Other,Sidewalks,Street Lights,Near Shopping,Near Public Transportatn,Near School(s)
  • Elem. School: Union Elementary School
  • Middle School: Main Street Middle School
  • High School: Montpelier High School
  • School District: Montpelier School District
  • MLS#: 5039885
  • Website: https://www.raveis.com
    /eprop/5039885/5winterstreet_montpelier_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/10/2025
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: The Conroy Group

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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5 Winter Street, Montpelier, VT, 05602

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $999 $999 $999
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,535 $3,674 $4,681
Total Monthly Payment $4,625 $4,764 $5,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.