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33 Oak Street is a Colonial Gem. This 4 bedroom, 2. 5 bath colonial with a 2-car garage and fin. walk-out bonus room is a must-see! Its prime location is within walking distance to Grafton Common, middle and high school. It offers the perfect blend of charm, convenience, and outdoor living. The main living level offers an open-concept kitchen with upgraded wood plank laminate flooring, light wood cabinets, and it seamlessly flows into the cathedral-ceilinged family room with a wood-burning fireplace and huge Palladian window. The first floor also includes laundry/half bath, formal dining room, foyer, and office. The second floor comforts include a primary suite with wood plank laminate floors, a dual vanity bath, and a walk-in closet, as well as 3 addl. bedrooms and a spacious main bath. The finished walk-out basement is perfect for a playroom, gym, or more living space. The outdoor space is ideal for entertaining w/ the fenced inground pool, deck, patio, large yard, 12X16 Reed Ferry shed.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 10.6 x 9.9 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 11.9 x 12.3 | Second |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture | 11.9 x 11.4 | Second |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 11.9 x 11.4 | First |
Kitchen | Flooring - Laminate, Dining Area, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting, Slider | 17.3 x 11.5 | Main,First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Flooring - Laminate | 12.0 x 13.4 | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,204 | $5,357 |
Total Monthly Payment | $5,015 | $5,174 | $6,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.