90 Douglas Street, Stratford (North End), CT, 06614 | $495,000

"Stylish, updated and exceptionally maintained!" This three bedroom, two full bath Ranch with attached garage, is situated on a quiet street, within desirable North End neighborhood. Step inside to a bright open layout that seamlessly connects the living room, kitchen and dining area. . . ideal for everyday living and family gatherings. The eat-in kitchen is filled with natural light and opens directly to a rear deck, extending your living space outdoors. Freshly painted inside and out, the home features gleaming hardwood floors, recessed lighting, ceiling fans, gas heat and central air. Three bedrooms and a full bath complete the main level. The fully finished walk-out lower level, adds outstanding value and versatility. Heated and cooled for year-round comfort, this space includes a large family room, full bath, walk-in closet, laundry, and several additional rooms offering endless potential. . . Outside, the fully fenced backyard is a true retreat with a newer above ground pool, spacious deck, brick patio and fire pit. . . all set on a level, beautifully landscaped lot that's perfect for summer fun and entertaining. Another highlight: this home is ideally located near schools, a variety of eateries, coffee and tea shops, shopping, seasonal farmer's market, parks, playgrounds, summer concerts on the green, and more! Excellent commuter location with all major highways & Metro North Train only minutes away. "Come make this your new place to call home!"

Features

  • Town: Stratford
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Ranch
  • Year Built: 1960
  • Garage: 1-car Attached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Heated,Fully Finished,Cooled,Interior Access,Liveable Space,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,025
  • Below Grade Approx. Sq. Feet: 1,025
  • Acreage: 0.17
  • Est. Taxes: $6,863
  • Lot Desc: Level Lot
  • Elem. School: Eli Whitney
  • Middle School: Flood
  • High School: Bunnell
  • Pool: Above Ground Pool
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24092159
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/24092159/90douglasstreet_stratford_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Hardwood FloorMain
Bedroom 2 Hardwood FloorMain
Kitchen Balcony/Deck,Dining Area,Tile FloorMain
Living Room Hardwood FloorMain
Primary Bedroom Hardwood FloorMain
Rec/Play Room Full Bath,Walk-In Closet,Laminate FloorLower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Cindy CoxSales Associate

203.767.2222

Cindy.Cox@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

90 Douglas Street, Stratford (North End), CT, 06614

$495,000

Cindy Cox

Sales Associate

William Raveis Real Estate

Phone: 203.767.2222

Cindy.Cox@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,503 $2,601 $3,315
Total Monthly Payment $3,150 $3,248 $3,962

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.