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Welcome to a storybook setting in the heart of Centerport, where classic charm meets modern comfort. Framed by a white picket fence and lush gardens, this beautiful 3-bedroom, 1. 5-bath Center Hall Colonial feels like home from the moment you arrive. Perfectly positioned across from scenic Mill Pond, the gracious entry opens to a sun-filled living room with a cozy wood-burning fireplace and a formal dining room featuring custom raised wood panels and a decorative ceiling medallion. The updated kitchen blends warm cherry cabinetry with cream-toned accents, granite counters, and a built-in wine rack, and flows seamlessly into a vaulted family room with skylights, beams, and a second fireplace. Additional highlights include a charming mudroom with laundry, central air upstairs, split units downstairs, natural gas heating, upgraded 200-amp electric, and a spacious two-car garage. The flat, fully fenced backyard is an oasis of its own, with an irrigation system, mature landscaping, a large deck, and a brick patio—ideal for outdoor dining, entertaining, or quiet mornings surrounded by nature. Ideally located near beaches, harbors, Huntington and Northport Villages, and part of the sought-after Harborfields School District, this is a rare opportunity to live in one of Long Island’s most picturesque waterfront communities. More photos to come shortly, private showings begin Saturday, May 10.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,427 | $1,427 | $1,427 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,140 | $4,605 | $6,118 |
Total Monthly Payment | $5,659 | $6,124 | $7,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.