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Experience resort-style living in this beautifully updated waterfront pool home located in the highly sought-after gated community of Mira Lago in Ruskin, Florida. With over 2, 700 square feet of living space, this 5-bedroom, 3-bathroom home delivers an exceptional blend of space, comfort, and function. Inside, you'll find brand-new quartz countertops (2025), a new kitchen sink (2025), fresh tile flooring, and a freshly painted interior that gives the home a clean, modern feel. Recent upgrades also include a new roof (2021), two A/C units (2022), hot water heater (2022), new saltwater pool system (2024), pool pump (2023), and washer/dryer (2022). The chef-inspired kitchen features maple cabinetry, stainless steel appliances, including a dishwasher (2020), fridge (2021), and microwave (2019), and opens to a spacious family room with built-in surround sound. The primary suite offers tranquil pond views, while the upstairs bathrooms feature new tile (2025) and a downstairs bathroom vanity (2020). Additional highlights include garage door openers (2020 & 2025), a remote sprinkler system (2022), central vacuum system, surround sound inside and out, and a screen-enclosed saltwater pool with LED lighting and a pool heater (2019). All toilets were replaced in 2019, and the carpet was updated that same year. The home sits on a quiet pond, offering peaceful views from the lanai and easy access to the community’s pool, tennis courts, playground, and sidewalks. Located just minutes from EG Simmons Park, local beaches, shopping, and dining, with convenient access to I-75, US-41, MacDill AFB, and downtown Tampa, this move-in-ready home is truly one of a kind. Schedule your private tour today and come see everything 1858 Mira Lago Circle has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $734 | $734 | $734 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,607 | $3,716 | $4,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.