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Wonderful Hill Section home on a very large private lot within walking distance to schools, shops, restaurants and more. This 4 bed, 2 bath home is a great turnkey option for good value or for those looking for a great canvas to create their Hill Section dream home, this has everything you would want. The upper level has a large open floor plan with the updated kitchen overlooking the spacious living room and dining room. There is an abundance of natural light from the many windows and door looking out to the home's large private deck overlooking the oversized wooded backyard. The upper level has two bedrooms as well as a full bathroom. These rooms provide a wonderful opportunity to create a primary suite with en-suite bath, large bed, walk-in closet and a guest powder room. The lower walkout level features a large living area with a fireplace. The lower level has two additional bedrooms as well as another bathroom and laundry. Once again this lower level offers many opportunities considering is a walkout with full sized windows and a door. This home has been upgraded with a ducted heat pump system providing both efficient heat and air conditioning. Whether you are a turnkey buyer or someone looking to design your dream home, the lot is what makes this property so special. Rare to find a 3/4 acre plus wooded lot with no backyard neighbors in the Hill Section. This home is a short bike ride to the UVM Medical Center and Church Street. A must see and a great find. Showings 5-19
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $982 | $982 | $982 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,914 | $4,354 | $5,784 |
Total Monthly Payment | $4,988 | $5,428 | $6,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.