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600 A6 Cole Farm Road, Warwick, RI, 02889 | $460,000
Discover the private waterside neighborhood of Cole Farm. This is a rare community in Rhode Island, where all the property owners are shareholders, with their own beach, dock, clubhouse, and basketball court. You can keep your kayak at the water's edge, and there are moorings available for larger craft. All this, and no flood insurance! The low association fee of $125/month includes plowing, dock maintenance, tree work, and trash removal. It's like being on vacation even when you're at home!! No one in Cole Farm is far from the water, and this property is no exception. You can see the water from the yard, deck, patio, and the windows that stretch across the front of this charming cottage. Inside, the updated kitchen is open to a dining area and sitting room that look out at the sunrise. The patio is a perfect spot to soak up the serenity of nature, but when you're ready for culture, Providence is only ten minutes away. A new mini-split system keeps you cool in the summer, and a gas fireplace adds extra warmth and ambience in the cooler months. With three cozy bedrooms, two full baths, and extra space and tons of storage downstairs, it's easy to accommodate company. . . and everyone will want to visit when you live in Cole Farm!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Clubhouse
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin
- Year Built: 1935
- Garage: No Garage
- Heating: Baseboard,Electric,Gas,Heat Pump,Hot Water
- Cooling: Ductless
- Basement: Full,Finished,Interior Entry
- Approx Sq. Feet: 1,486
- Est. Taxes: $2,091
- HOA Fee: $125 Monthly
- Lot Desc: Waterfront
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1384424
- Website: https://www.raveis.com
/prop/1384424/600a6colefarmroad_warwick_ri?source=qrflyer
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William Raveis Family of Services
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
600 A6 Cole Farm Road, Warwick, RI, 02889
$460,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $174 | $174 | $174 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,326 | $2,418 | $3,081 |
| Total Monthly Payment | $2,575 | $2,667 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB