11 Rensselaer Drive, Huntington Bay (Commack), NY, 11725 | $829,999

Incredible opportunity to own a magnificent expanded sprawling split-level home on an oversized flat corner lot that uniquely sits within both the Town of Smithtown and the Town of Huntington, giving you access to all the incredible amenities of both towns including golfing at Dix Hills, swimming at Smithtown Landing, and full use of both Huntington and Smithtown beaches. This home also features a legal first-floor one-bedroom accessory apartment, a large expanded blacktop driveway with paving stone border and front path, two front doors, and a fully fenced yard with slate patio and rear deck. The main house boasts an open floor plan with recessed lighting, gorgeous hardwood floors, a sun-filled formal living room. Chef’s kitchen features coffee nook and bar area with bar sink, maple cabinets, granite countertops, tile backsplash, double electric Bosch ovens, Viking cooktop, range hood and warming drawer, Bosch dishwasher, Frigidaire refrigerator, stainless steel sink, a pot and pan drawer, and a decorative maple cabinet exhaust, plus a large glass slider to the rear deck. Beautiful half bath powder room with wood floors and white vanity, a large primary suite and additional spacious bedrooms with ceiling fans, a spotlight hall bath with white vanity, granite countertop and standup tub and shower, and a bonus room/home office on the first floor. The legal accessory apartment with the Town of Huntington includes an enormous living room with six windows, an eat-in kitchen and dining room with hardwood floors and slider to the rear yard, a spacious kitchen with maple cabinets and white appliances including a gas range, and a full bath with glass stand-up shower; the home also offers a partially unfinished basement, a 200-amp electrical panel, and central air conditioning.

Features

  • Town: Huntington Bay
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Split Level
  • Year Built: 1969
  • Heating: Baseboard, Forced Air
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 0
  • Acreage: 0.2
  • Est. Taxes: $14,279
  • Elem. School: Sawmill Intermediate School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Appliances: Convection Oven, Dryer, Refrigerator, Washer
  • MLS#: 859454
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/859454/11rensselaerdrive_huntingtonbay_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-863-9800

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11 Rensselaer Drive, Huntington Bay (Commack), NY, 11725

$829,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $663,999 $663,999 $663,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.751% 6.309%
Monthly Tax Payment $1,190 $1,190 $1,190
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,822 $4,252 $5,648
Total Monthly Payment $5,104 $5,534 $6,930

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.