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Incredible opportunity to own a magnificent expanded sprawling split-level home on an oversized flat corner lot that uniquely sits within both the Town of Smithtown and the Town of Huntington, giving you access to all the incredible amenities of both towns including golfing at Dix Hills, swimming at Smithtown Landing, and full use of both Huntington and Smithtown beaches. This home also features a legal first-floor one-bedroom accessory apartment, a large expanded blacktop driveway with paving stone border and front path, two front doors, and a fully fenced yard with slate patio and rear deck. The main house boasts an open floor plan with recessed lighting, gorgeous hardwood floors, a sun-filled formal living room. Chef’s kitchen features coffee nook and bar area with bar sink, maple cabinets, granite countertops, tile backsplash, double electric Bosch ovens, Viking cooktop, range hood and warming drawer, Bosch dishwasher, Frigidaire refrigerator, stainless steel sink, a pot and pan drawer, and a decorative maple cabinet exhaust, plus a large glass slider to the rear deck. Beautiful half bath powder room with wood floors and white vanity, a large primary suite and additional spacious bedrooms with ceiling fans, a spotlight hall bath with white vanity, granite countertop and standup tub and shower, and a bonus room/home office on the first floor. The legal accessory apartment with the Town of Huntington includes an enormous living room with six windows, an eat-in kitchen and dining room with hardwood floors and slider to the rear yard, a spacious kitchen with maple cabinets and white appliances including a gas range, and a full bath with glass stand-up shower; the home also offers a partially unfinished basement, a 200-amp electrical panel, and central air conditioning.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$829,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,999 | $663,999 | $663,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,190 | $1,190 | $1,190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,822 | $4,252 | $5,648 |
Total Monthly Payment | $5,104 | $5,534 | $6,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.