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40 E Belmont Street, Brightwaters (Bay Shore), NY, 11706 | $650,000
Welcome home to this beautifully maintained 5 bedroom, 2 bathroom hi-ranch, a favorite layout amongst home buyers. The upper level features a kitchen with stainless steel appliances and a skylight, living room, dining room which is currently being used as part of the grand living room, three generously sized bedrooms, a full bathroom, and a bonus screened porch off the primary bedroom. The primary bedroom is equipped with two large closets. While the lower level offers an additional two bedrooms, a full bathroom, and additional living space. The laundry room/utility closet combo is a functional space including a washer and dryer. The grand driveway provides ample parking. Escape to your own private oasis with an in-ground pool and covered patio, perfect for summer fun and entertaining. The two sheds in the backyard provide plenty of space for storing tools and outdoor equipment. The property also includes a sprinkler system keeping the lawn lush and green with ease. Perfectly located, this home offers easy access to the Southern State Parkway, and the Sagtikos Parkway, is close to the Long Island Railroad for commuters, and is near many shops including the Deer Park Tanger Outlets. Also, with the proper permits, this home has great rental income potential for those savvy investors. Don't miss this wonderful opportunity!
Features
- Town: Brightwaters
- Rooms: 14
- Bedrooms: 5
- Baths: 2 full
- Style: Hi Ranch
- Year Built: 1974
- Heating: Baseboard
- Cooling: None
- Approx Sq. Feet: 2,476
- Acreage: 0.28
- Est. Taxes: $9,991
- Elem. School: Southwest Elementary School
- Middle School: Contact Agent
- High School: Brentwood High School
- School District: Brentwood
- Pool: In Ground, Outdoor Pool
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- MLS#: 859321
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/859321/40ebelmontstreet_brightwaters_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 E Belmont Street, Brightwaters (Bay Shore), NY, 11706
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $833 | $833 | $833 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
| Total Monthly Payment | $4,212 | $4,341 | $5,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535