43 OCEAN STREET, Palm Coast, FL, 32137 | $899,000

Wake up to breathtaking ocean vistas from this charming 4-bedroom, 3-bathroom pool home nestled on a peaceful residential street just steps from the sandy shores. Embrace the laid-back coastal lifestyle in this versatile home, perfect for primary residence, long-term living, or vacation rentals. Lounge by the heated pool and spa, surrounded landscaping and secure vinyl fencing, creating your private seaside retreat.

Just a 3-minute stroll takes you to the pristine Atlantic Ocean, where soft sands invites you to sit back and relax. The first level features a spacious great room with direct access to the pool area, a guest bedroom and bathroom, laundry room, and ample storage closet

Upstairs, enjoy a wrap-around deck accessible from the living/dining room and kitchen, offering panoramic views of the ocean and breezy coastal air. The primary suite boasts a Juliet balcony overlooking Washington Oaks with ocean views and provides additional deck access. Two more guest bedrooms and a bathroom complete the second floor.

Ascend to the third-story crow’s nest for a 360-degree vantage point of Washington Oaks State Park and the Atlantic Ocean—perfect for taking in the coastal sunsets and breezes. Parking is plentiful beneath the home and on the paver driveway, with room for boats and beach gear.

Spend your days surfing, fishing, or beachcombing along the dog-friendly, soft sandy shoreline. Located just south of Washington Oaks State Park, this quiet stretch of beach offers miles of pristine coast without the interruption of condos or crowded streets. Vacation rentals are permitted, and there’s no HOA to restrict your coastal lifestyle.

Bring your boat along and explore the nearby Intracoastal Waterway, with a public boat launch just a mile away. Golf, tennis, and outdoor activities abound nearby. Conveniently located 30 minutes from Daytona Beach and only 20 minutes from the historic charm of St. Augustine.

Enjoy a peaceful, uncrowded beachside haven—where gentle ocean breezes, scenic views, and relaxed coastal living come together in perfect harmony.

Current termite bond, air conditioning unit 8/2024, garbage disposal 12/2024, water heater 3/2022, roof 2/2022, pool heater 3/2023.

Propane Tank Leased & Service Agreement on Pool Heater with Steve Chapman's All American Air. Air Conditioning unit is on a service agreement with Mike Morello.

Interior Photos are shown vacant, tenant occupied.

Appraisal On File!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2000
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,285
  • Acreage: 0.21
  • Est. Taxes: $7,949
  • Lot Desc: Street Dead-End
  • View: Trees/Woods, Water
  • Pool: Heated, In Ground
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC309564
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC309564/43oceanstreet_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:32:11 AM)
Listing courtesy of THE SELBY GROUP, INC.   Phone: 386-439-3159

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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43 OCEAN STREET, Palm Coast, FL, 32137

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $662 $662 $662
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,370 $4,605 $6,265
Total Monthly Payment $5,124 $5,359 $7,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.