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Spring 2025 is here and so is the listing of this lovely Contemporary built with Sterling Construction quality in 2020. There are loads of upgrades in this younger home sited in this private upscale neighborhood in Essex. From the moment you walk in this inviting floorplan welcomes you home with great sunlight throughout. Home is well appointed with modern appeal, clean lines, an open floorplan, hardwood flooring and a beautiful corner fireplace to set the mood anytime of year. Bonus: Wonderful sunroom with comfort for those afternoon naps. . . The home features a first floor primary suite that has custom blinds, a large walk in closet and a ensuite bathroom with soaking tub and shower. There is an office/ mixed use room, laundry, . 5 bath and mudroom with built ins. A beautiful U-shaped staircase accesses the upper level with 2 bedrooms, lovely transom window nook and a guest bathroom. More comfort and additional living on the lower level with recreation, another . 5 bath and a mixed use room with closet and garden style windows. Would you like central air conditioning? Perfect we have that as well. . . Other areas are unfinished storage areas, workshop and mechanicals. Amenities include covered porch, the amazing sunroom, an oversized 2 bay garage and fencing in the back. You're going to love it. . . Assisted or private showings upon request. This is the first home available in this neighborhood in 2025, make it yours.
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Our Executive Mortgage Banker:
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$846,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,800 | $676,800 | $676,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,054 | $1,054 | $1,054 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,896 | $4,334 | $5,757 |
Total Monthly Payment | $5,042 | $5,480 | $6,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.