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BARNDOMINIUM on 3 Private Acres - Just 3 Miles from the Beach!Located off Oyster Factory Road and minutes from all that Edisto has to offer, this beautifully designed barndominium sits on 3 acres (2. 5 high acres, 0. 5 wetland) and offers the perfect blend of privacy, style, and function. Built in 2022, the home features approximately 1, 375 sq ft of living space with an additional 1, 200 sq ft of enclosed storage and 960 sq ft of covered porch area on the ground level. The open-concept floor plan welcomes you with a white oak staircase, shiplap accents, and custom railing. The spacious living area includes a gas fireplace and flows seamlessly into a large dining space and a fully appointed kitchen. The kitchen features, Frigidaire Gallery stainless steel appliances, beverage fridge, full size fridge, quartz countertops, Carrara marble backsplash, floating shelves, and bar seating for four. A buffet cabinet and dishware are also included. The primary suite features a tiled shower, walk-in closet, and live-edge desk workspace. The secondary bedroom offers flexible sleeping options, another walk-in closet, and a live-edge desk. A second full bath serves this bedroom and guests. Additional features include a separate laundry room with washer, dryer, storage cabinets, and a pantry. Outdoor amenities are ideal for entertaining: a covered porch area with ceiling fans, paver patio with fire pit area, paver walkways, landscape lighting, a professionally installed putting green, and a landscaped yard with centipede grass and river rock accents. A 10' x 16' storage shed with lean-to adds even more utility. The home is serviced by a deep well, full-house reverse osmosis water system, tankless water heater, septic, and irrigation system. A Ring security system is installed for peace of mind. Property is being sold fully furnishedmove-in ready for your primary residence or vacation retreat!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,000 | $608,000 | $608,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,843 | $3,994 | $5,090 |
Total Monthly Payment | $3,935 | $4,086 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.