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Welcome to Hamden's sought-after Ridge Hill neighborhood, this well-maintained 1950s Colonial blends timeless character with modern updates. Featuring 3 bedrooms and 2. 5 baths with beautiful hardwood floors throughout the main level. A sunlit front-to-back living room features built-in bookcases, a cozy fireplace, and access to a large screened-in porch-perfect for relaxing or entertaining. The updated kitchen boasts abundant maple cabinetry, a pantry, a bright breakfast bar, and flows seamlessly into the informal dining area. Enjoy the spacious deck and large, level backyard framed by a charming stone wall and mature trees-ideal for gatherings or quiet enjoyment. Upstairs, the center landing adds lots of natural light and architectural charm. The primary bedroom suite has an oversized walk-in dressing room and luxurious bath, while the two additional bedrooms share a tiled bath. Additional highlights include a 2-car attached garage, updates to siding and trim, repainting both the interior and exterior, refinishing the floors, updating kitchen countertops, adding a sump pump in the basement, and replacing the washer and dryer, offering comfort and peace of mind. With easy access to highways, Yale, Quinnipiac, and downtown New Haven, this home combines convenience with classic New England charm. Just move in and enjoy!
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Tile Floor | Main |
Kitchen | Breakfast Bar,Double-Sink,Pantry,Engineered Wood Floor | Main |
Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | Main |
Primary BR Suite | Dressing Room,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
Rec/Play Room | Built-Ins | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $757 | $757 | $757 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,326 | $2,418 | $3,081 |
Total Monthly Payment | $3,158 | $3,250 | $3,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.