3431 SPRINGFIELD DRIVE, Holiday, FL, 34691 | $275,000

Welcome to your serene lakeside retreat in the heart of Holiday, Florida! This beautifully upgraded 3-bedroom, 2-bathroom home offers a perfect blend of modern style and tranquil water views, making every day feel like a getaway. Step inside and be captivated by the airy open floor plan that greets you, where the cozy living room provides an inviting space for relaxation or entertaining. Make your way to the newly renovated kitchen, complete with brand-new cabinets and sleek stone countertops—perfect for your culinary creations. Just beyond the kitchen, the dining room awaits, a charming space ready for memorable meals and gatherings. The two guest bedrooms are bathed in natural light, offering comfort and flexibility, while the trendy guest bathroom adds a touch of elegance. The primary bedroom is a private sanctuary featuring a spacious walk-in closet, a stylish ensuite bathroom, and a picturesque view of the tranquil lake—your personal escape right at home. Step outside to the screened-in back porch, where you can unwind and take in the soothing water view, perfect for morning coffee or evening relaxation. Practicality meets peace of mind with a 4-year-old roof, a brand-new water heater, and an efficient 2020 HVAC system—ensuring comfort year-round. The convenient one-car garage also houses the laundry area, adding functionality to this charming home. Located near fantastic dining options and just a short 30-minute drive to beautiful beaches, this lakeside home offers the perfect blend of convenience, style, and serenity. Don’t miss your chance to make this lakeside gem your own—schedule your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage, Inside
  • Year Built: 1973
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,334
  • Acreage: 0.12
  • Est. Taxes: $3,264
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: Gulf Trace Elementary
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8382948
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8382948/3431springfielddrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 9:17:15 PM)
Listing courtesy of NETWORTH REALTY OF TAMPA, LLC   Phone: 813-282-7444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3431 SPRINGFIELD DRIVE, Holiday, FL, 34691

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,391 $1,445 $1,842
Total Monthly Payment $1,738 $1,792 $2,189

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.