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925 Bay Road, Colchester, VT, 05446 | $380,000
A great value for a sweet house in Chittenden County! This Colchester ranch is welcoming from the moment you drive up. The main level features a more open floorplan than you might expect, with a good-sized living room open to the kitchen/dining area. The star of the show is the large solarium, offering views of the wooded backyard to bring the outdoors in. Whether you're looking for a special place for your plants, space to work from home, or just enjoy a lot of natural light, this room is a unique find! A screened-in porch off the solarium is the perfect spot to spend the upcoming summer nights. Three cozy bedrooms and a full bathroom round out the main level. Laundry and tons of storage space are located in the dry basement, and the attached garage is just enough to keep your toys out of the cold, or the snow off your car. A row of mature hedges offer privacy from the main road. 5-year-old roof. This home is ready to live-in as-is, and with a few updates could be a stunner! Great location, just 7 min to Bayside Park and Lake Champlain, 7 min to I-89 exits 16 or 17, 15 min to hospital or airport.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1970
- Garage: 1-car Garage
- Heating: Natural Gas,Forced Air
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 1,017
- Acreage: 0.52
- Est. Taxes: $5,134
- Lot Desc: Level,Rolling,Wooded
- Elem. School: Malletts Bay Elementary School
- Middle School: Colchester Middle School
- High School: Colchester High School
- School District: Colchester School District
- MLS#: 5040007
- Website: https://www.raveis.com
/prop/5040007/925bayroad_colchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/2025Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: Jolene Greene
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
925 Bay Road, Colchester, VT, 05446
$380,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,921 | $1,997 | $2,545 |
| Total Monthly Payment | $2,424 | $2,500 | $3,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484