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Peaceful Pool Home Retreat in Ridge Harbor! Discover the perfect blend of serene country living and modern comfort in this spacious 5-bedroom, 3-bathroom pool home, nestled in the tranquil rural community of Ridge Harbor. Situated on a sprawling 30, 375 sq. ft. lot, this 2, 088 sq. ft. residence offers the privacy and space you've been looking for—with room to grow, garden, or simply enjoy the outdoors. Step inside to a bright and open living and dining area, where tile flooring flows seamlessly throughout the home for easy maintenance and a clean, cohesive look. The generously sized kitchen features an abundance of raised-panel hardwood cabinetry with crown molding, modern appliances, and a stylish tile backsplash—perfect for everyday meals or entertaining guests. A spacious family room provides the ideal gathering space and opens via French doors to your private outdoor oasis. Enjoy the screened-in lanai and fenced-in pool, ideal for relaxing, entertaining, or soaking in Florida’s sunny weather. The expansive yard is dotted with beautiful shade oak trees and offers endless potential for outdoor living. The primary suite offers a quiet retreat with a walk-in closet and an en-suite bathroom featuring a walk-in tiled shower. Four additional bedrooms, each with built-in closets, are complemented by two full guest bathrooms, providing plenty of comfort and flexibility for guests, a home office, or hobby space. A large utility room includes washer/dryer hookups, a water heater, electrical panel, and additional storage space. Practical updates include a new roof (2022), new A/C, and new water heater (2024) for peace of mind. An oversized driveway adds convenience with plenty of room for parking. Don’t miss the opportunity to enjoy peaceful, spacious living with nearby amenities. This Ridge Harbor gem combines charm, comfort, and practicality—all in one beautiful property. Ridge Harbor features a voluntary HOA with low annual dues ($25 for individuals, $50 for families) and no deed restrictions—giving you the freedom to build your way. You'll also have access to a private community boat ramp on Shell Creek (just $10 for a marina key), which connects to the Peace River and leads to Charlotte Harbor—perfect for boating and fishing enthusiasts. Bonus: This lot is not in a flood zone! Conveniently located near Punta Gorda Airport, I-75, shopping, dining, and beautiful beaches, this lot offers the perfect blend of location, amenities, and investment potential. Don’t miss out on this exceptional opportunity!
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $2,204 | $2,273 | $2,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.