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Welcome to 105 Agape Village Court in West Columbia's 55+ community that features comfortable living and convenience. With 1, 040 square feet of well-designed space, this cozy one-story home features 2 spacious bedrooms, 2 full bathrooms, and a screened in patio with a storage room. Step inside to discover a bright and open living area with a vaulted ceiling that creates a sense of spaciousness. The living room is complete with a cozy gas fireplace, perfect for those chilly evenings. Beautiful updated luxury vinyl plank (LVP) and vinyl flooring can be found throughout the home giving it a modern, cohesive look that's both durable and easy to maintain. The kitchen is fully equipped with all appliances. The living is a great space for hosting guests. The home has been thoughtfully updated in recent years, with new LVP, vinyl flooring, garbage disposal, and fresh paint, and cabinetry. The water heater was also replaced within the last 6 months, giving peace of mind for years to come. The HOA fee is incredibly comprehensive, covering electric, gas, water/sewer, trash pickup, cable & internet, yard maintenance, HVAC filter replacement and smoke detector battery replacement twice a year. Additionally, you'll have access to the community clubhouse, which includes a fitness center for residents. This home is truly a rare find, offering a low-maintenance lifestyle with a range of amenities and upgrades that make it both practical and inviting. Don't miss the opportunity to make this beautiful move-in ready home yours! Schedule a tour today and experience all that this wonderful property has to show. Convenient to Lexington Medical Center, I-20, and I-26. HOA also covers electric and gas as well as items shown under association fee.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,037 | $1,077 | $1,373 |
Total Monthly Payment | $1,112 | $1,152 | $1,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.