2751 MATERA DRIVE, St. Cloud, FL, 34771 | $850,000

PAID OFF TELSA SOLAR PANELS and BATTERY WALL!! Stunning 5-bedroom, 3-bathroom, two-story home in Split Oak Estates! This home offers 3, 746 sq ft of beautifully designed living space on a 7, 841 sq ft lot. Built in 2020, this model-like home has been beautifully maintained and showcases a level of care that truly sets it apart. Every room reflects a sense of refinement, with well-thought-out touches that elevate both form and function. From the moment you arrive, you're welcomed by a covered open front porch and a bright, inviting foyer adorned with timeless shiplap accents—setting the tone for the warmth and sophistication found throughout.
The open-concept layout flows seamlessly into a spacious living area—perfect for entertaining guests or relaxing by the newly installed (2024) fireplace. The heart of the home is the gourmet kitchen, featuring quartz countertops, a striking herringbone backsplash, custom cabinetry, stainless steel appliances, a custom range hood, and an oversized island with bar seating and pendant lighting. A generous pantry ensures plenty of storage, while ceramic tile flooring on the first level adds both durability and a touch of elegance.
The main level also offers a guest bedroom, a well-appointed laundry room with ample cabinetry, and a convenient mudroom for coats and bags.
Upstairs, the primary suite is a serene retreat, featuring tray ceilings, a spacious walk-in closet, and a luxurious en-suite bathroom with double vanities, quartz countertops, and an oversized walk-in shower. The second floor also includes two more bedrooms, a second full bathroom with quartz double vanity and shower, and a flexible loft space ideal for a media room, office, or play area. A fourth upstairs bedroom and third full bathroom with tub/shower combo and quartz counters complete the upper level. You will love the well-spaced bedrooms, which offer comfort and functionality.
Step outside into your private backyard oasis, where sliders lead to an enclosed, covered, and paved lanai. The fully fenced yard features a pergola, shaded outdoor dining area, and a firepit—perfect for gathering with friends or unwinding under the stars.
Additional highlights include a 3-car garage, paved driveway, and block/stucco construction, along with energy-saving solar panels. This home is nestled in a vibrant community offering amenities such as a pool, playground, and walking paths, and is conveniently close to Lake Nona’s Medical City, top-rated schools, shopping, and dining—not to mention a short drive to the beach and world-famous theme parks.
With its tasteful design, meticulous upkeep, and elegant atmosphere, this is more than just a house—it’s a place you’ll love to call home.

Features

  • Amenities: Park, Playground, Pool
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,746
  • Acreage: 0.18
  • Est. Taxes: $6,253
  • HOA Fee: $140 Monthly
  • Elem. School: VOYAGER K-8
  • Middle School: VOYAGER K-8
  • High School: Tohopekaliga High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Range Hood, Refrigerator
  • MLS#: O6302169
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6302169/2751materadrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 11:17:13 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2751 MATERA DRIVE, St. Cloud, FL, 34771

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,132 $4,354 $5,924
Total Monthly Payment $4,745 $4,967 $6,537

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.