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This charming single-family detached condo, perched at the back of a cul-de-sac offers not just privacy but over 1, 300 square feet of comfortable space, featuring 2 spacious bedrooms, 2. 5 bathrooms, and an attached 1-car garage. The spacious living room boasts soaring ceilings and large windows that flood the home with natural light, creating an airy and inviting atmosphere. The updated eat-in kitchen also offers a convenient first-floor laundry closet. The back door off the eating area opens to a deck-perfect for relaxing or entertaining. With a primary bedroom on each floor, this layout is perfect for multi-generational living, guests, or added flexibility. The first-floor suite includes a stall shower, while the second-floor suite features a tub/shower combo and a generous walk-in closet. A large unfinished basement provides excellent storage and holds great potential to be finished for additional living space. Major mechanicals have been updated: furnace and central air replaced in 2017, hot water heater in 2020, and the roof is approximately 3-4 years old. Enjoy the ease of condo living with an HOA that covers lawn care, snow removal, trash pickup, and hazard/liability insurance-and pets are allowed with restrictions. Located in a prime walkable location, you're just steps from downtown Southington's restaurants, shops, public library, and the iconic Apple Harvest Festival each Fall. This is the perfect blend of comfort, convenience, and community.
Type | Description | Level |
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Eat-In Kitchen | Main | |
Living Room | Cathedral Ceiling,Fireplace | Main |
Primary BR Suite | Stall Shower | Main |
Primary BR Suite | Skylight,Tub w/Shower,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,892 | $2,411 |
Total Monthly Payment | $2,359 | $2,431 | $2,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.