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Welcome to 106 Midland Pond Ct, Moriches, a place where comfort meets style in the desirable Waterways gated community. This expansive First Floor Sandpiper unit offers a unique blend of charm and modern elegance, perfect for those who value a serene and secure living environment. Step inside to find a gourmet kitchen, equipped with brand new stainless steel appliances. The kitchen gracefully flows into an open concept dining area, making it perfect for hosting intimate dinners or grand celebrations. Adjacent to the dining area, the spacious living room, with wonderful water views, invites you to relax and unwind. The attached sunroom adds a touch of warmth, offering an ideal spot for your morning coffee or an evening read. This unit features two bedrooms, each designed to be a personal retreat. The primary suite boasts a full bathroom, providing a private space for relaxation and rejuvenation. A second bedroom, coupled with an additional full bath in the hallway, ensures ample space for all your needs. Practicality is not compromised, with an attached one-car garage offering convenient storage and parking, and a washer and dryer within the unit for convenience. The over 55 Waterways community fosters a welcoming environment for all, with its well-maintained landscapes, secure gated entry, and a plethora of amenities such as a Community Clubhouse, outdoor pool, tennis courts, pickle ball courts and a beautiful marina to dock your boat. Experience the perfect blend of comfort, convenience, and charm. A place to call home, a place to live your best life.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,675 | $2,813 | $3,543 |
Total Monthly Payment | $3,107 | $3,245 | $3,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.