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Live your best next chapter at The Villas at Seminary Hill, a beautifully maintained 55+ enclave tucked away & nestled in the heart of Carmel's beloved scenic Hamlet . **Get ready to love where you live—**Say hello to low-maintenance living and high-quality comfort at a spirited 55+ community in the heart of Carmel. This meticulously maintained second-floor end unit offers over 1, 275 sq. ft. of upgraded living space and the convenience of stair/chair lift access, ideal for comfort and accessibility. Built less than 5 years ago, this modern 2-bedroom, 2-bathroom condo features high ceilings, abundant natural light, and a thoughtfully designed open floor plan—perfect for entertaining or relaxing. This upper-level end unit offers a bright and spacious two-bedroom, two-bath layout with an open floor plan that includes a large living room, formal dining area, and a modern kitchen featuring a center island with breakfast bar and elegant quartz countertops. Access to the unit is both private and thoughtfully designed with entry staircase equipped with a motorized chair lift—an ideal solution for seniors or individuals with mobility needs. The lift provides a safe and effortless way to reach the second floor, blending comfort with accessibility from the moment you enter. The primary bedroom includes a walk-in closet and a well-appointed en-suite bath with high-quality tile work, glass enclosure and finishes. The second bedroom features a large closet and French doors that lead to a private balcony, perfect for relaxing with a morning coffee or enjoying peaceful views. A full hall bath with tiled floors, a separate laundry room with shelving, and a utility room add to the home's functionality and storage options. Residents also enjoy access to the community clubhouse, complete with a full kitchen, tv , outdoor patio, and bathroom—ideal for social gatherings or quiet leisure time. This unit includes one assigned parking space conveniently located right in front. Situated close to major highways, public transportation, golf courses, parks, dining, and shopping, this home combines comfort, convenience, and low-maintenance living in a vibrant 55+ setting. LOW TAXES & HOA!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,207 | $2,813 |
Total Monthly Payment | $2,694 | $2,777 | $3,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.