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Welcome to this BEAUTIFUL UPDATED townhome in the desirable Hamlin Plantation neighborhood of Mount Pleasant. Hardwood floors flow throughout. The main level includes a formal dining room that can also function as a home office, and a spacious kitchen that opens to the family room. A sunroom at the rear of the home overlooks a quiet pond--an ideal spot for morning coffee or evening reading. The kitchen features extended quartz countertops, stainless steel sink, updated faucet and hardware, microwave, gas line, and gas range. Upstairs, you'll find both bedrooms along with the laundry area. The front bedroom has access to the upper porch overlooking the neighborhood, while the spacious primary bedroom offers a view of the pond. A modern cable-wire stair railing adds a clean, updated detail to the interior. Additional features include 9' ceilings, plantation shutters, soft neutral paint, a screened front door option, and generous storage space - including attic storage, a large walk-in closet on the first floor, as well as a large closet in the sunroom. The HOA covers building and flood insurance, exterior maintenance, termite protection, and gutter cleaning. Residents of Hamlin Plantation enjoy access to a full range of amenities: clubhouse, pool, fitness center, tennis courts, volleyball, walking trails, and scenic ponds. Located just 10 minutes from the beach, this home offers a low-maintenance lifestyle in a well-established community. Tankless water heater added 2023. Washer & dryer included
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,579 | $2,680 | $3,415 |
Total Monthly Payment | $2,671 | $2,772 | $3,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.