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On highly desirable Anastasia Island: 2 wooded, contiguous lots on the east side of A1A, which may be replatted so both front less-trafficked Pyrus, a non-through street. Build your new home on both or just one; sell the other. Less than 1 mile to the beach, pier park & restaurants; bike over without crossing A1A! Not in a special flood zone; flood insurance not required! Also less than 1 mile to Seagrove Town Center with library, post office, Terra & Aqua Restaurant and Tropical Smoothie Cafe! Less than 2 miles from St Augustine's most popular music venue, The Amp, with a year-round Saturday farmers market, in addition to showcasing national acts! Access the mainland and historic downtown via the 4-lane 312 bridge or via the more scenic Bridge of Lions drawbridge. Local schools are the most highly rated in the state, with very desirable RB Hunt Elementary just up the road. Multiple private "one through twelve" schools and, for higher and career education: First Coast Technical College, Flagler College and St Johns River State College. You have many options here: beach, shop, tour or just chill! Each lot has been surveyed separately - attached under documents.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,756 | $2,898 | $3,650 |
Total Monthly Payment | $2,848 | $2,990 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.