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1890 WATEROAK DRIVE W, Clearwater, FL, 33764 | $899,000
Waterfront Living with Private Boat Access and Full Renovation!
Welcome to 1890 Wateroak Drive W, a beautifully renovated waterfront retreat nestled along Allens Creek in Clearwater. This 4-bedroom, 1 multipurpose room/office, 2-bathroom home is a true boater’s paradise, featuring a private boat ramp, boat lift with cover, and dock with electric, all surrounded by lush mangroves for serene privacy and scenic beauty.
Enjoy direct access to brackish, spring-fed waters teeming with wildlife—keep an eye out for manatees, dolphins, and a variety of birds right from your backyard. From your dock, it’s just 30 minutes at idle speed to Cove Cay Marina or the mouth of Tampa Bay, making this a rare combination of peaceful living and open-water adventure.
Every inch of this home has been thoughtfully updated with permitted renovations by licensed contractors. The brand-new kitchen features granite countertops, soft-close cabinetry, under-cabinet lighting, and a large island perfect for entertaining. Both bathrooms are fully remodeled, with the primary suite boasting a modern walk-in shower, and the second bathroom offering direct pool access, dual sinks, and a soaking tub.
Additional updates and highlights include: New A/C and Gas Furnace (2024) on a hurricane-rated raised pad, New stove and dishwasher, Whole-house repipe (2021), New pool pump motor (2023) and pool cage (2021), Tile and flat roofs replaced (2021), Exterior painted (2023), Hot water heater (2021).
The home also features a covered outdoor living space, outdoor shower, and fenced-in dog run with interior access. A 42x30 RV pad with 30-amp electrical hook-up and a permanent storage building large enough for a golf cart or workshop add even more function and flexibility.
The home includes a 2-car garage, plus a permanent storage shed that’s fully integrated with the house—perfect as a golf cart garage, workshop, or extra storage.
While this home did experience flooding during prior storms, the City of Largo has since completed extensive drainage improvements in the neighborhood. (More information available. )
If you’re seeking move-in-ready waterfront living with space for boats, RVs, and nature lovers alike, this home truly has it all.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 178 x 100
- Laundry: In Garage
- Style: Mediterranean
- Year Built: 1976
- Garage: 2-car Boat, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,275
- Acreage: 0.97
- Lot Size: 178 x 100
- Est. Taxes: $5,084
- HOA Fee: $75 Annually
- Lot Desc: Cul-De-Sac, Flood Insurance Required, Oversized Lot, Sidewalk
- View: Water
- Elem. School: Belcher Elementary-PN
- Middle School: Oak Grove Middle-PN
- High School: Largo High-PN
- Pool: Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8383871
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8383871/1890wateroakdrivew_clearwater_fl?source=qrflyer
Listing courtesy of MIHARA & ASSOCIATES INC. Phone: 813-960-2300
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1890 WATEROAK DRIVE W, Clearwater, FL, 33764
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,370 | $4,605 | $6,265 |
| Total Monthly Payment | $4,886 | $5,121 | $6,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388