3941 RIVER BANK WAY, Punta Gorda, FL, 33980 | $289,888

More space, more freedom, more backyard — finally, a home that fits real life.

This isn't just square footage — it's space to finally breathe. With four true bedrooms, two and a half baths, and an upstairs layout that keeps the chaos contained and the calm where it counts, this home delivers function without sacrificing freedom.

Downstairs, the wide-open living area spills into a bright and breezy kitchen with island seating for four, stainless appliances, a walk-in pantry, and sightlines that make it easy to keep an eye on everyone while still getting dinner on the table. Tucked off the kitchen is a dining area where a sparkly chandelier is perfectly positioned to glow over future dinner conversations and game nights alike. A transom window above the front door floods the entry with soft, natural light and adds an airy, welcoming touch the moment you walk in.

Upstairs, the primary suite is a welcome exhale. Oversized and light-filled, it’s the kind of room that makes you want to slow down and stay a while. The en suite bath and generous walk-in closet check every box. Three more bedrooms offer flexibility for family, guests, work, or weekend warriors who need space to spread out. The true laundry room is located upstairs as well, right where you need it, making laundry day a breeze.

But the real magic happens out back. That yard? It’s not just big — it’s full of potential. The expansive space is lined with a lush areca palm hedge that creates a private, tropical retreat. Whether you envision a pool, garden, play set, or just wide-open space to roam, it’s ready for it. The rear covered porch offers a shady spot for morning coffee or unwinding in the evenings, and the front porch provides a warm welcome with views of the professionally landscaped front yard, featuring a blooming magnolia and a striking foxtail palm. The paver driveway adds a clean, finished touch and sets the tone the moment you arrive.

Tucked in the highly sought-after gated community of River Club, residents enjoy a resort-style pool, fitness center, clubhouse, scenic walking paths, and lawn care included — all just minutes from I-75, downtown Punta Gorda, schools, and everything else that makes daily life easier and weekends more fun.

Features

  • Amenities: Fitness Center, Gated, Playground, Pool
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2018
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,505
  • Acreage: 0.19
  • Est. Taxes: $3,751
  • HOA Fee: $398 Monthly
  • Lot Desc: Greenbelt, Irregular Lot, Landscaped, Oversized Lot, Sidewalk
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: C7509728
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7509728/3941riverbankway_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 6:00:23 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3941 RIVER BANK WAY, Punta Gorda, FL, 33980

$289,888

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,910 $231,910 $231,910
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,466 $1,523 $1,941
Total Monthly Payment $1,854 $1,911 $2,329

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.