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Stunning 8th-Floor Water Views in Harbor Oaks Place! Welcome to this light and bright 2-bedroom, 2-bathroom condo with breathtaking views of Clearwater Harbor. Located in the sought-after 55+ community of Harbor Oaks Place, this spacious unit offers comfort, style, and an unbeatable location. Step inside to an open floor plan featuring luxury vinyl flooring, updated bathrooms, and newer appliances. The air conditioning system was replaced just five years ago, ensuring peace of mind and year-round comfort. The second bedroom offers flexibility as a perfect guest room or home office. A rare feature in this building is the large in-unit storage room, complete with built-in shelving — perfect for organizing your personal items. Just steps from your front door are convenient laundry facilities, and the unit includes a covered, assigned parking space. Enjoy Florida living with resort-style amenities: a heated waterfront pool, fitness center, sauna, billiards room, library, Air Conditioned private storage space on ground floor and community recreation room. Transferable home warranty thru Service Plus. Small pets are welcome, too! Situated just minutes from Downtown Clearwater, you’ll have easy access to shops, restaurants, entertainment, and the Pinellas Trail, which leads directly to Clearwater Beach. Nearby are groceries, medical centers, the Clearwater Memorial Bridge, and public waterfront docks. Don’t miss this chance to live in a vibrant waterfront community with everything Clearwater has to provide— all from the comfort of your 8th-floor retreat! Call me today for your private showing.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,590 | $2,002 |
Total Monthly Payment | $2,032 | $2,110 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.