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2401 8TH STREET, St. Cloud, FL, 34769 | $345,000
**LISTED AT APPRAISED VALUE** Welcome to 2401 8th Street, a Corner Lot Home in the Heart of Downtown Saint Cloud featuring 3-bedrooms, 2-bathrooms and over 1, 300 heated sq. ft. of living space, all perfectly situated on a spacious . 26-acre. You’ll fall in love with the welcoming front porch, the perfect place to relax with a good book or glass of wine (maybe both!). Entry leads you into the living room featuring ample space and wood-like ceramic tile flooring. Just beyond you’ll find the cozy dinette, a great spot for casual meals and family gatherings. The kitchen is thoughtfully designed with a breakfast bar peninsula, closet pantry, stainless steel appliances, and tile flooring, making it an ideal space for cooking and entertaining. The primary suite boasts a walk-in closet with a ton of shelving and a private en suite bathroom with shower/tub combo, offering a peaceful retreat. Two additional bedrooms are generously sized, while the second full bathroom offers a shower/tub combo. Enjoy Florida living in the fenced-in backyard, complete with an enclosed patio as well as a spacious open patio perfect for grilling or relaxing, and a detached shed for additional storage. This home also offers a 2 car, side-entry garage, and an inside utility room. Located just minutes from local downtown shops, a movie theater (The St. Cloud Twin), restaurants, parks, and the Saint Cloud Lakefront offering a restaurant, splash pad, playground, 4 miles of walking paths, a marina and pier. Don’t miss your change to own a piece of small-town charm with modern conveniences, call me today to schedule your showing.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 90 x 125
- Laundry: Inside, Laundry Room
- Year Built: 2000
- Garage: 2-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,388
- Acreage: 0.26
- Lot Size: 90 x 125
- Est. Taxes: $3,544
- Lot Desc: Corner Lot, City Lot
- Appliances: Dishwasher, Range, Refrigerator
- MLS#: S5125953
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/S5125953/24018thstreet_stcloud_fl?source=qrflyer
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOL Phone: 407-698-4663
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2401 8TH STREET, St. Cloud, FL, 34769
$345,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | $295 | $295 | $295 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,813 | $2,310 |
| Total Monthly Payment | $2,115 | $2,183 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388