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Live the Lake Life in the Heart of Lutz – Where Nostalgia Meets Modern Comfort
Tucked away on a quiet canal with direct access to ski-sized Lake Keene, this meticulously maintained, one-owner home offers a rare blend of privacy, community, and timeless Florida charm. Welcome to a lifestyle where weekend boat rides, evening paddleboard sessions, and coffee on the oversized screened lanai become your new normal.
Set on a generous lot with no CDD fees and just a $55/year optional HOA, this custom-built 4-bed, 2 full + 2 half bath home is the kind of opportunity that rarely comes available in beloved “Mayberry” Lutz.
From the paver driveway to the ALCOA Country Manor aluminum shake roof, every inch has been cared for with pride. Inside, discover a warm blend of granite countertops, solid hardwood cabinetry, plantation shutters, and thoughtful upgrades—like a cozy brick-hearth fireplace, coffee bar, and a massive walk-in pantry that makes everyday living feel extraordinary.
Flexibility abounds with multiple living and entertaining spaces, including a bonus room perfect for a home office, a formal dining room with French doors that open to the lanai for those lake days that turn into evening gatherings under the stars.
Unique highlights include:
• Direct canal access with private boat basin and seawall
• Optional community boat ramp access to Lake Keene
• Updated kitchen and baths with granite, hardwood, and GE appliances
• Crown molding, built-ins, insulated windows, and hardwood floors
• Multiple storage and workspace areas – even the garage is ready to perform
Located just minutes to the library, post office, schools, and grocery options, you’re also a quick drive from all that Greater Tampa Bay has to offer—without sacrificing peace, privacy, or space.
This is more than a home. It’s a lifestyle—a throwback to simpler times with all the modern comforts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $3,125 | $3,224 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.