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Welcome home to David Weekley's Ensenada, one story home with 2, 631 sq feet under roof. 3/2/2. Home is located on a quiet cul-de-sec with no neighbors across the street and a water effect on the rear of the property. The bright entry has custom millwork with board and batten with a picture rail. The living space has an open floor plan for kitchen, pantry, dining room, and living room. Kitchen has marble countertops with a large island and can easily seat four people at the bar. The north facing, master suite with water views from the bedroom has an extended shower with slip-resistant tile. The master has a large closet with Closetmaid Shelf track shelving to the ceiling and has a pass through door to access the interior laundry room. Two additional bedrooms also have Closetmaid Shelf track shelving and carpet flooring. The front bathrooms with tub/shower combo has ceramic tile flooring. The office/den has wonderful natural light throughout the day. The two-car garage has blue epoxy floors as well as the extended and screened back porch. The attic has a unique feature with an electric hoist that drops from the ceiling for removing storage items from the attic. Attic also has plywood installed floors to increase storage. Dining room wall also has an attractive, millwork accent wall. The ammenites of the community of North River Ranch feature: three pools including the newly completed plunge pool at Camp Creek, exercise room, parks, community rooms, playgrounds, greenways and trails, and a dog park.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,224 | $2,312 | $2,946 |
Total Monthly Payment | $2,890 | $2,978 | $3,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.