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Welcome to 2 Pagett Street, nestled on a stunning corner-lot in the highly sought-after Daniel Island Park neighborhood. This beautifully updated Lowcountry home offers timeless Southern charm, wide open living spaces, and true turnkey convenience-- designed for both comfortable everyday living and effortless entertaining. From the moment you arrive, you'll be captivated by the curb appeal - multiple porches, beautiful mature trees, brick walkways, and a meticulously maintained lawn. Step inside to discover gleaming heart-of-pine flooring, detailed woodwork, and abundant natural light. The recently renovated chef's kitchen is a dream, boasting new cabinetry and appliances, an oversized center island, and a serving window to the outdoor bar--creating a seamless indoor-outdoor flow. Adjacent, the spacious living room centers around a gas fireplace and provides the perfect setting for family gatherings or casual entertaining. Upstairs, the primary suite offers a private retreat with a large walk-in closet, spa-like en suite bathroom with dual vanities, and exclusive access to a covered balcony. Four additional bedrooms are bright and spacious, with well-appointed shared bathrooms on the second and third floors, ideal for family and guests alike. Outside, enjoy a custom-designed private backyard getaway complete with a large screened-in porch, sunken hot tub, and a charming custom-built playhouse. Every detail of this home has been carefully maintained and upgraded, offering a truly move-in-ready experience. Ideally situated with easy access on and off the island, the home is just steps from holes 12 and 14 of the Beresford Creek golf course, and within walking distance to the Daniel Island Club's fitness center and pool. This is luxury Lowcountry living at its finest in one of Charleston's premier communities. See attached update sheet for recent home improvements. Please contact the Daniel Island Club for all club details and available optional golf memberships. Buyer to pay a one-time neighborhood enhancement fee of . 5% x sales price to Daniel Island Community Fund at closing and an estoppel fee to the Daniel Island Property Owners Association, Inc. Buyer/buyer's agent to verify anything deemed important such as square footage, flood zone, club memberships, school zone, etc.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $2,039,200 | $2,039,200 | $2,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.865% | 6.792% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,556 | $13,226 | $17,904 |
Total Monthly Payment | $12,681 | $13,351 | $18,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.