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Welcome to this beautiful 2023 Brighton smart home located in the Ashford area of Candler Hills in On Top of the World Communities. This home has everything from an oversized lot, beautiful landscaping, numerous builder and after market upgrades and privacy with no direct western exposure in the back or the front of the home. A paver driveway and walkway lead to the large covered front porch and wired lighting illuminates the walkway during the evening. As you enter the home you will notice a large flex room with barn doors to the left while a second bedroom and bath are to the right. The gourmet kitchen is equipped with high end finishes, staggered cabinetry, neutral quartz counters with bullnose edges, pullout drawers in the cabinet pantry, stainless steel appliances, a gas cooktop and a separate dining area. In the back of the home you will enjoy an oversized lot with privacy and beautiful views of palm trees that are maintained by the community. A paver patio with wall has been added outside of the screened-in lanai and provides a grilling and entertainment area. The great room is open and airy and has tray ceilings, crown molding, recessed lighting, and a built-in entertainment stand with a television that will remain in the home for your enjoyment. The flooring is neutral luxury vinyl throughout. No carpeting in this home! The fans inside the home are DC fans that use the latest technology and ensure greater efficiency and quiet operation. The majority of the window shades are motorized and easily open and close with a remote control and there is a blackout shade in the primary bedroom. The primary bedroom extends to the ensuite bath with a tiled walk-in shower and vanity with double sinks. The primary closet is oversized and has an entry from the ensuite bath and also from the laundry room so laundry is a breeze. The laundry room has an added utility sink. A whole house water softener and gutters have also been added to this beautiful home. The garage is oversized with extra space for storage, vehicle, exercise equipment, or you can create a bonus area of your choice. This home is move-in ready. Unpack your boxes and start enjoying the Florida lifestyle! This community features beautiful amenities with state-of-the-art fitness centers, outdoor pools with cabanas, indoor pool, three golf courses, pickleball courts, tennis courts, Veterans Park, miles of multimodal paths, dog parks, large private R/C flying field, softball field and so much more! Convenient golf cart access to parks, grocery stores, pharmacies, shopping, entertainment and restaurants!
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Our Executive Mortgage Banker:
Our Insurance Division:
$509,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,578 | $2,711 | $3,415 |
Total Monthly Payment | $3,155 | $3,288 | $3,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.