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MOTIVATED SELLER, all offers will be considered!!!!!!!! Welcome to Cottage 16, a stunningly upgraded, move-in-ready retreat in the coveted Lake Keowee community. This 2-bedroom, 2-bathroom cottage is the ultimate sanctuary, offering the perfect blend of comfort, convenience, and style. Nestled in a tranquil location, it’s the ideal spot for peaceful afternoons and serene evenings by the lake. You’ll enjoy the luxury of privacy, while being just a short drive from Seneca, Prisma Health, the YMCA, shopping, dining, and Clemson – giving you effortless access to everything you need. With a designated parking spot just steps from your front door and a golf cart included for easy travel around the community, every detail has been thoughtfully designed for your convenience. Inside, you’ll find exquisite flooring, elegant butcher block countertops, custom cabinetry, and abundant storage throughout. The fully renovated kitchen and bathrooms are complete with high-end finishes, so you can simply unpack and begin enjoying your new home right away. The screened porch, equipped with easy breeze windows, offers year-round enjoyment with breathtaking lake views – the perfect spot to unwind or entertain. The expansive outdoor space is ideal for grilling, relaxing, and taking in the beauty of your surroundings. The open floor plan invites you to embrace the coveted lake lifestyle immediately, offering both comfort and style. The community boasts exceptional amenities, including a stunning lakefront lodge, a sparkling swimming pool, a marina, a private beach, a fitness center, and scenic walking trails. Whether you're lounging by the pool, shooting pool at the clubhouse, or enjoying a peaceful walk along the water, there’s something here for everyone to enjoy. This low-maintenance cottage is located in a private, gated community with monitored access, offering peace of mind and security. The association takes care of landscaping, water, sewer, trash service, pool access, clubhouse, walking trails, fitness center, and more. Please note that rentals are only permitted for terms of 12 months or more. Be sure to ask your agent about the land lease, boat slip rentals, and any additional details. Per Developer this unit qualifies for full time living. With its unbeatable location, exquisite finishes, and unparalleled amenities, Cottage 16 is the ultimate place to live the lakefront lifestyle you've always dreamed of. Schedule a showing today, and step into your perfect lakeside retreat!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $247,199 | $247,199 | $247,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,562 | $1,624 | $2,069 |
Total Monthly Payment | $1,650 | $1,712 | $2,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.