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A MUST SEE! This lovely Challedon model BLOCK/STUCCO home in Spruce Creek Del Webb Olympia is Move In Ready. This home features a NEW ROOF in Feb 2024, Florida Room Split Unit HVAC is 2019, Whole House HVAC 2015, Complete Kitchen Remodel in 2020, GRANITE counters, white cabinets, PLANTATION SHUTTERS, WALK-IN closet, NO popcorn ceiling, and laminate flooring throughout the home (except newer carpet in the bedrooms). All this plus an EXTENDED 2 car garage, a Florida Room plus privacy in the back with a fence behind the home. The home features 2 generous size bedrooms, a large open space kitchen /living/ dining area, a breakfast nook with a BAY WINDOW enhancement, and an ENCLOSED LANAI offering additional living space plus a Murphy bed in the 2nd bedroom when guests visit. This home offers high ceilings, foyer entrance with a lead glass front door, plus a hideaway screen to allow fresh air to flow through the house. Mature Landscaping around the home is attractive and this home is located on a cul de sac. Del Webb Spruce Creek GC offers 36 holes of championship golf, pickle ball, tennis, fitness center, an amazing club house with 100’s of activities and clubs, 3 swimming pools (one INDOOR and all with HOT TUBS), walking trails and outdoor events. Some furniture is being offered with the sale of the home. PRICED TO SELL! A DEFINITE MUST SEE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,498 | $1,909 |
Total Monthly Payment | $1,663 | $1,720 | $2,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.