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This well-maintained 2-bedroom, 2-bathroom home in Port Richey is now ready for its next chapter. Owned by the same family since it was built, the property offers a solid foundation for a new owner to personalize and update at their own pace. While the interior is mostly original, the home has been lovingly cared for over the years and is in excellent condition structurally. Ideal for buyers looking to build equity through updates, the layout includes a spacious primary suite with a private bath and separate vanity area, a large family room at the rear of the home, and a functional kitchen complete with a breakfast bar. The screened-in lanai with removable vinyl windows provides additional living space to enjoy Florida's weather. The major components include a hurricane-mitigated roof (2011), a maintained HVAC system (2012), and a water heater (2022). The washer and dryer are included, and most of the furnishings and contents can remain for the buyer’s convenience if desired. With NO HOA or CDD fees, and NOT in a flood zone, this home presents a fantastic opportunity for those seeking affordability, flexibility, and long-term potential. Be sure to explore the 3D virtual tour and schedule your private showing today!
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Our Executive Mortgage Banker:
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$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,062 | $1,104 | $1,406 |
Total Monthly Payment | $1,343 | $1,385 | $1,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.