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Welcome to 29 Spindrift Lane! Ranch style end-unit in Shelton's sought-after Daybreak Ridge community. This rare layout with a main level primary bedroom offers the perfect blend of function and luxury. The open-concept main level is ideal for both everyday living and entertaining, boasting 9' ceilings, hardwood floors, and a custom kitchen with quartz countertops, stainless steel appliances, a center island, and tiled backsplash. The living room features a gas fireplace and sliders that lead to a private patio. Main level primary suite featuring a spacious walk-in closet and a private ensuite bathroom with a tiled walk-in shower with glass doors and double vanity (its currently being used as a dining room). Upstairs, you'll find two additional bedrooms, each with their own ensuite bathrooms and walk-in closets. Additional features include a two-car attached garage, convenient main-level laundry, gas heat, central air, and city water and city sewer. Conveniently located within minutes to the Merritt Parkway and Route 8. Enjoy the benefit of Shelton's low taxes! This home is truly a must see!
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 10.0 x 13.2 | Upper |
Bedroom 2 | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 14.9 x 13.2 | Upper |
Kitchen | Quartz Counters,Eating Space,Island,Hardwood Floor | 17.0 x 14.1 | Main |
Living Room | 9 ft+ Ceilings,Hardwood Floor | 15.8 x 14.1 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 13.1 x 11.1 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,185 | $3,310 | $4,218 |
Total Monthly Payment | $3,859 | $3,984 | $4,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.