600 Locust Street, #2J, Mount Vernon, NY, 10552 | $240,000

Welcome to Unit 2J — a beautifully renovated and impeccably maintained convertible two-bedroom apartment at 600 Locust, just moments from the Fleetwood Metro-North station for a quick and easy commute to Manhattan. This flexible home features a spacious primary bedroom with wall-length closets and a versatile bonus room that can serve as a second bedroom, home office, or dining room, with direct access to your own private terrace. The chef’s kitchen is outfitted with top-tier stainless steel appliances, including a convection microwave, Subzero refrigerator, Bosch dishwasher, Thermador range & oven, soft-close cabinetry, a farmhouse sink, and a window that provides great ventilation. The updated bathroom offers a luxurious soaking tub and a glass-enclosed tandem shower with rainfall and handheld shower heads. Smart-home upgrades include a Gosund smart lighting system with dimmable downlights, and the apartment provides excellent storage with five spacious closets plus a private storage unit. Building amenities at 600 Locust include a seated entrance lobby, elevator, on-site laundry room, indoor parking garage, and outdoor parking lot (fee applies. subject to availability). Combining elegant finishes, smart features, and an unbeatable commuter location, Unit 2J offers a truly exceptional living experience. Quick Highlights ? Renovated & impeccably maintained ? Convertible 2-bedroom layout ? Private terrace off second room ? Chef’s kitchen with Subzero, Thermador & Bosch appliances ? Soaking tub + glass-enclosed rainfall & handheld shower ? Gosund smart lighting system with dimmable downlights ? Five spacious closets + private storage unit included ? Seated entrance lobby, elevator, on-site laundry ? Indoor parking garage & outdoor parking lot (subject to availability) ? Just minutes to Fleetwood Metro-North station — perfect for commuters All information provided is deemed reliable and accurate to the best of the owner’s and listing agent’s knowledge but is not guaranteed. Prospective buyers are strongly encouraged to independently verify all information, including but not limited to square footage, room dimensions, features, and condition of appliances. This unit is being sold as-is, and the owner makes no warranties or representations regarding the condition or performance of any appliances included in the sale.

Features

  • Parking: Assigned, Covered, Garage
  • Cooling: Wall/Window Unit(s)
  • Levels: 7
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area, Laundry Room
  • Year Built: 1969
  • Approx Sq. Feet: 1,000
  • Acreage: 1.61
  • Elem. School: Pennington
  • Middle School: Pennington
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Pet Policy: No
  • Appliances: Convection Oven, Cooktop, Dishwasher, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 860310
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/860310/600locuststreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NYC   Phone: 212-301-1140

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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600 Locust Street, #2J, Mount Vernon, NY, 10552

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,214 $1,261 $1,607
Total Monthly Payment $1,289 $1,336 $1,682

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.